I will attempt to lay out the USCF over-the-board rating system and set out realistic expectations as a player (hopefully!) moves up the rating scale. (Of course, this is based on my subjective opinion as a player and teacher and the players that I polled from various rating levels.)

A rating is a numerical representation of a player’s approximate playing strength…mathematically based on the last twenty or so rated games played, weighted more heavily toward the most recent results. [For adult players with established ratings, an average rating over a reasonable period of time (or years) can be a quite accurate measure of true playing strength.]

The titles associated with USCF ratings, ranging from low to high are: Class E (under 1200), Class D (1200-1399), Class C (1400-1599), Class B (1600-1799), Class A (1800-1999), Expert (2000-2199), and Master (over 2200). There are higher levels of Master (SM, IM, and GM), but since less than 1% of all tournament players fall into this range, I will not focus on them here.

The tournament player’s USCF Quick Chess rating (G/29 or faster) will usually fall in the same range as his standard over-the-board rating. A good speed chess player will typically have a higher quick rating than his standard rating, and visa-versa for slower players.

USCF Standard over-the-board rating scale

The mean rating for adults is somewhere in the 1500’s. For discussion purposes, let’s say it is 1550. The rating distribution of tournament players tends to fall into a normal bell curve distribution about the 1550 mean. Approximately 70% of rated tournament adult players fall between 1200-1900. Statistically, 5% of rated players reach the Expert (2000) level, and 1% achieve the Master (2200) level. The rating scale is linear in nature.

Theoretically and mathematically, a player 200 points higher rated than his opponent is expected to win 3 out of 4 games. In other words, a 1200 rated player has the same odds of beating a 1400 as a 1800 rated player has beating a 2000. Overlaying the linear rating scale with the bell curve distribution of players, it is easy to see that the lower rated player has a much easier time improving his rating than a higher rated player. (This should be obvious since it is much easier for a 1000 rated player to reach 1700 than a 2100 to improve to 2800 …a world champion contender!!?). To understand how a player progresses through the ranks and develop realistic expectations, the linear rating scale must be overlapped over the normal rating distribution bell curve.

Adults

Adult rating increases are a separate topic than a child’s (discussed later). Every adult who has been playing chess for years will eventually reach his average rating plateau strength. This could be 1200, 1600, 2000, or anywhere else, depending on many factors (brain speed, calculating ability, study time and efficiency, ability to solve mathematical and logical problems, board game sense, concentration, competitiveness, intelligence, etc.) There are very high rated players who have spent many hundreds of less hours of study time than their much lower rated counterparts. I have met many low rated players who have read tons of books and can seemingly recite every game ever played, but somehow have trouble applying chess concepts to their own game. In this case there are normally several commonalities – too much opening study (sometimes spending time learning traps and garbage openings, which is mainly memorization… chess is not a finite problem that can be memorized), study of game collections of famous player where the concepts are too complex, or too stubborn/unteachable/unreceptive to new ideas or constructive criticism. As with any subject, the more you know about chess, the more you will realize you don’t know. With proper study, anyone can improve their chess game.

Many players falsely expect a linear move up the rating scale through the alphabet levels to expert, master, and beyond. This rarely happens. Normally players move up the rating scale in a stair step fashion. A plateau (small or large), then a vertical jump to the next plateau.

Most adults quickly reach the 1000 level. This is the first main plateau level that a player achieves where he generally sees very basic threats and doesn’t blunder away pieces on a frequent basis.

The next major plateau where many players stop at is the Class B range (1600-1799). The numerical rating jump here is quite large and perhaps intimidating, but the increase in chess knowledge is relatively small. The Class B player just has a better understanding (and more experience) and puts the basic concepts of the game together in a more efficient manner than the 1000 rated player. Remember with this rating jump, we are progressing through the meaty range of bell curve rating distribution. With proper coaching and/or a little natural talent, this rating jump from 1000 to Class B is easily attainable in 1-2 years.

Class B becomes a major sticking point for many players. In Class B, the player has a basic knowledge of all aspects of the game, has for the most part eliminated gross, random blunders, and has an understanding of the concepts of tactical and positional chess. Natural talent can take most players to Class B, but not much further.

After reaching Class B, the rating points get much tougher. As a player reaches 1800, he is statistically better than 80% or so of all rated adult chess players. In order to hold a Class A rating, now the player is expected to score 25% vs. Experts (95th percentile)...and Experts make very few mistakes compared to Class B and C players.

Reaching the 2000 level of Expert is a huge accomplishment (finally a rating that starts with a 2 instead of a 1!). Talent and study are generally required to reach and keep a 2000 rating. The Expert level is the third major rating plateau…and very few climb past it. Most players have several master skins by the time they reach 2000, but in order to hold an expert rating, the player must now score 1 out of 4 against masters…no easy task! The rating points are tough here because we are approaching the very narrow part of the rating bell curve. To move from the 95th percentile of Expert to the 99th percentile of master is a huge step. To hold a master rating, the player must score at least 75% against experts and break even with masters. It is well documented that the toughest 100 rating points to attain are between 2100 and 2200.

Children

Children progress through the rating ranges in a similar fashion to adults (after all it is the same scale), except for a couple differences. For younger children (up to third grade), the first plateau of 1000 is quite pronounced and can take a while to reach. This is because young children are in the process of learning the concept of patience and tend to get excited easily, move too fast, and blunder frequently.

Assuming that a child is above average in ability and talent and has achieved the 1000 plateau, he will almost automatically gain 100 rating points/year do to maturity and increased mental discipline, even if he doesn’t study at all and only plays an occasional game, up to the Class B plateau. Talented children who are coached properly for just an hour a week (or study correctly on there own) and play in one tournament every month or two will jump on average 200-300 rating points/year from 1000 to Class B (1600-1800). This is why today there are half a dozen or so pre-teen children in Colorado who seem to have come from nowhere to Class B.

Realistic Expectations and consistency

It is important to temper your expectations, especially as you reach the main plateau levels of 1000, Class B, and Expert.

Take the case of the adult player who has reached a plateau and has been in the same rating range for years. The rating will tend to fluctuate +/- 100 points depending on whether the player is on a hot or a cold streak (for players rated below 1400, the fluctuation range will be greater). The player’s rating always tends to gravitate back to the mean. In any given game, a player with a stable rating tends to play +/- 200 rating points of his true strength depending on many intangibles: mental sharpness on the day in question, life situations, health, high or low tide, full or half moon, etc. This is why most Class A players have a Master skin to hang on the wall: 1900 + 200 = 2100, and 2300 – 200 = 2100.

Many players do not know that stability is built into the rating scale at the higher levels. For example, once a player goes over 2100, the total number of rating points gained (or lost) in a given game are multiplied by 75%. For players rated over 2300 the multiplier is 0.5. During the 1998 US Championships I asked GM Joel Benjamin (2662) a theoretical question…Did he think that his winning percentage against me (2230) would be higher than my winning percentage against an 1800 (assuming same rating differential)? Joel started to say it would probably be the same, but then thought a little longer and said that he liked his chances against me better because the higher rated player’s rating tends to be more stable.

How close are you to Master?

I will pose an interesting, non-scientific, question. To get a feel for this question, I polled half a dozen masters and a couple experts who have spent significant time over 2200. Their answers were amazingly consistent.

Question 1: “What average rating level would a player have to be at from a knowledge and skill level (ability to link chess concepts together) to reach the halfway point to 2200?”

Before answering this, several masters pointed out that at the higher levels raw talent and a high ability to link complex concepts together is an absolute must (or the player won’t ever make master) and it is assumed that the player in question possesses this ability, for their answer to apply.

Given this, the answers ranged consistently from 1800 – 1850.

Question 2: “Assuming that 1800 is the halfway point to master, what rating would be 75% of the way to 2200?”

Again, the answers were quite consistent…2050-2100, with a slight bias toward the upper end of 2100.

This makes sense statistically. The mid-point between 1800 and 2200 is 2000. But remember we are overlaying this linear scale over the normal distribution. This finding may shock many high 2000 experts who think they are really close to 2200 (which they are by adding 100 points to their strength for good days…but the bad days also have to be averaged in!). But to hold a 2200 rating you must beat masters 50% of the time for the math to work out! Based on this poll, a 2075 rated player is, on average, three-fourths of the way to master. Remember, anyone who achieves an average rating of 2100 has a chance to surpass 2200 and get a master certificate from USCF…IF they put together a string of 3-4 good tournaments in a row .

Colorado ratings vs. the rest of the country

An interesting that you will hear from time to time is…”Are Colorado players better players for their ratings than players in other parts of the country?” I cannot answer this one for sure, but guess is probably not. We are kind of on an island in the middle of the country and one theory is that we beat ourselves up…keeping the overall rating pool lower. I played actively in San Diego for a year after college and honestly couldn’t tell any playing strength difference between masters and experts here and there. On the other side of the coin, many players who have moved here from Los Angeles claim that LA ratings are clearly inflated. I found that the overall consensus of players who have played in both Colorado and elsewhere seems to be that ratings are consistent between Colorado and the rest of the nation.

Today vs. 30 years ago

Another interesting question that pops up is…”Were masters of 30 years ago stronger than their counterparts today?” Pre-1960, before the Elo rating system was implemented, this may have been true. USCF has changed the rating formula several times over the years, usually after a significant portion of the membership bands together and starts whining about how their ratings are so low. When the USCF feels ratings have deflated, they add in a bonus point system to inflate them (the last time that happened was about 2 years ago). USCF has also created rating floors in recent years to prop up ratings. Today’s players would no doubt be stronger than their older counterpart in opening theory as a function of computers and our natural advantage in history. More old timers that not that I polled, feel there has been a general inflation in ratings over the years. I don’t have a solid opinion on this – both sides have compelling arguments. If there has been some inflation, it probably isn’t statistically significant.

Taking time off…how much would playing strength drop?

How much does a player’s strength drop after a few years sabbatical from the game? I would guess no more than 100 points for players over 1600, and those 100 points aren’t gone for long, but it may take a few tournaments to get the rust out. Opening book knowledge and accuracy in tactical calculating are probably most affected by taking time off.

Natural aging process

Unfortunately, aging is an unavoidable situation that also contributes to lower ratings. This would vary greatly from player to player and may start to take effect as a player reaches his 40’s (Remember two years ago during the Kasparov-Kramnik match where speculators where commenting on how Kasparov was over-the-hill, at the ripe old age of 37?) Positional judgment and calculation ability may start tapering off in the 40’s as a player loses stamina (many GM’s start declining in their 40’s). The age rating decline usually drops off even faster after 60. The good news here is that chess is a great mind stimulant for older people.

Losing one’s competitive spirit (a personality trait) as one ages, may also contribute to lower ratings. Older players may tend to be mellower, laid back, and more accepting in the ways of the world than younger players.

Positional vs. Tactical styles of play

Positional and tactical chess styles are sometimes viewed as opposites and good chess requires competence in both areas. (If you think of chess as a war, positional chess is the overall war plan and tactical chess would be the individual battles.)

Typically, tactical players are stronger speed chess players and also tend to do better in time pressure because with little time remaining, you must first look for tactics. Tactical players tend to be quicker and more accurate at calculating variations, whereas positional players tend to have a better understanding of the game in general. (Note: a type of hybrid-tactical player is the tricky player who looks for tricks and traps first. The tricky player is very dangerous in quick time controls, but much weaker in slower time controls where his opponent has time to figure things out.)

The tactical player’s rating range tends to be greater than the positional player because, by his nature, the tactical player is looking for the pretty win, not the sure win. (Comparing playing styles of players with the same relative rating strength, tactical players tend to have more wins and losses, while positional players have more draws.)

Personalities tend to have a strong correlation to chess style. The strong tactical player tends to be the eccentric genius type of person. This type of genius is tough to teach or emulate. The positional player tends to be more conservative in life and tends to be more practical and stable. In the few experiences that I have had giving simuls in prisons, I observed that prisoner’s styles tend to be overly aggressive and tactical in nature, an extreme personality trait that may have contributed to this person’s landing in prison in the first place!

Psyching yourself out over ratings

One quick tip on tournament play, I notice that many players refuse to look at their opponent’s ratings because they don’t want to psyche themselves out. I have never understood this reasoning. I would want to know my opponents rating, because it helps me to estimate probabilities of various outcomes and who is playing for what and for whom is a draw acceptable. I would accept a draw from Kasparov (if I was ever lucky enough to get one!) in positions that I would fight on against an Expert. Wouldn’t you want to know? If you tend to psyche yourself out over ratings, my only advice is, “Don’t do it!”

Mental toughness and attitude is probably a player’s greatest strength or weakness. When playing a player several hundred points lower rated, my opponent usually takes one of two attitudes…either “I’m in big trouble and will lose because I am playing a master (gulp?),” or “I have nothing to lose and this my chance to be a hero!!”. The player looking to be the hero has a chance; the intimidated player is usually lost before he pushes his first pawn!